https://dspace.aab-edu.net/handle/123456789/38 2026-04-27T04:23:47Z 2026-04-27T04:23:47Z Kryeziu, Refik https://dspace.aab-edu.net/handle/123456789/47 2018-01-18T15:24:52Z 2012-01-01T00:00:00Z

The Banking and Credit System and its Impact on Economic Development Kryeziu, Refik The banking system in Republic of Kosovo is new. The functioning of this system began one year after the war. Approximately 90% of bank assets primarily belong to the foreign capital. Apart from the Central Bank there are also 8 commercial banks operating in Kosovo, and only two of them are with domestic capital. The required products for a financial institution to fulfill the main conditions for being a bank are deposits and credit operations, as well as other products and services which have recently increased. Functioning of the banking system has been characterized by a rapid development of deposits and credits. While at the end of the year 2000 the amount of client deposits was 93 million Euros, at the end of 2010 the growth of deposits marked a value of 1. 952 billion Euros. At the end of 2000 the amount of the allowed loans for individuals and businesses reached the amount of 3 million Euros, while in December of 2010, we have an amount of 1. 439 billion Euro. In Kosovo’s banks during 2006 and 2007 the bad loans were at a level of 4.1%, in 2008 there was a recession of 3.3%, in 2009 it was 4.3 %, and in the first half of 2010 the percentage of entire loans was 4.5 %. The interest rates for loans are extremely high in comparison to commercial banks in the region and beyond. The banking system is poor; the demands for loans and other bank services are huge.

2012-01-01T00:00:00Z V.Hasani, Vjollca https://dspace.aab-edu.net/handle/123456789/46 2018-01-18T15:25:10Z 2012-01-01T00:00:00Z

Significance of globalization in economic development, Case of Kosovo V.Hasani, Vjollca Globalization has become one of the most commonly used words in every context, the official international discourse and non-official in the context of ‘interdependence’ and the nation’s economy. ‘Globalization’ has evolved over time, and has become more significant since the end of the Cold War and the rapid release of emerging economies. Globalization is not just a contemporary phenomenon. According to Chanda, “It has worked in silence for thousands of years without being given a name.” Indeed, globalization processes are constantly evolving, driven by economic aspirations of millions around the globe; while more people become involved, globalization will occur faster. The purpose of this study is to analyze the effects of globalization, defined in the integration of economic activities, mainly through markets, the economic viability and global competitiveness in the sector towards the European Union. Globalization has opened new opportunities for a broad development worldwide. However, it is not being developed equally because some districts are being integrated into the global economy quicker than others with evidence of rapid growth and reduced poverty. For consistency purpose, a conceptually coherent analytical framework was used throughout the study. The study consists of a literature review and assessment of factors leading to globalization.

2012-01-01T00:00:00Z Llunji, Venera https://dspace.aab-edu.net/handle/123456789/45 2018-01-18T15:25:20Z 2012-01-01T00:00:00Z

Coinciding concerns, Stavileci and Kadare, a comparative analysis Llunji, Venera Apology of the Albanian Issue written by Masar Stavileci1 and The Disagreement written by Ismail Kadare2 are two works written in different space and time, and different circumstances, but which correspond with each other for the serious concerns raised about the Albanian people. While the first author (Stavileci) raises concerns about erosion from the outside and from the inside as a result of the lack of coordination of internal major interests, the second author (Kadare) raises concerns about the “erosion” within the Albanians themselves. Stavileci, writing during the pre-war time in Kosovo (1999), raises concerns about the damage to the national development, spiritual, moral and psychological pan-Albanian development, as a result not only of foreign chauvinistic assaults, but also of the oligarchy and the inability of the Albanian political and intellectual class who, in dramatic conditions and situations of our people were to exceed themselves, thus leaving behind them narrow and small-minded political interests and bring together the divided Albanian nation; while, Kadare (2010) raises concerns about the consequences of some individuals eroding the identity and values of the Albanian soul. Although written in various times and various geopolitical circumstances, both works meet with the concerns they raise: the preservation and strengthening of physical and spiritual Albanian integrity.

2012-01-01T00:00:00Z Velaj, Olimbi https://dspace.aab-edu.net/handle/123456789/44 2018-01-18T15:25:31Z 2012-01-01T00:00:00Z

The ballad of the walled up woman in Albanian studies Velaj, Olimbi In the Albanian folklore, the ballad of the walled up woman is one of the oldest and best known ballads. It’s motive is to sacrifice a young woman in the foundations of a castle, a bridge, or another object that is important for ethnicity. The spread of this motive crosses the Balkan borders. Albanian neighbors, because of the most favorable circumstances like historical, geopolitical and other, have collected and published their songs half a century ago, and with them the options of the ballad for the walled up woman. Collections and Albanian version publications have been always at a disadvantage because of being fewer and not exhibited in a good way in the European literature of that time. In studies conducted in recent decades by philologists and Albanian scholars of folklore this ballad is estimated especially for the variants about the fortress of Shkodra. In this review the aim is to note how this ballad has been studied since the time of its collection until today, how has documentation evolved and what progress was made in collection of variants and in their interpretation. We refer also to researchers and schools which influenced me more.

2012-01-01T00:00:00Z